Terms & Policies

These Terms of Use ("Terms") govern access to and use of the website operated by Nuvera Global Solutions Limited, a company incorporated in England and Wales with registered number 16624852 and registered office at 128 City Road, London, EC1V 2NX, United Kingdom ("Nuvera", "we", "us", "our"). By accessing or using this website (the "Website"), you agree to be bound by these Terms.

About Nuvera

Nuvera operates an international financial infrastructure group focused on cross-border payment enablement, virtual account architecture, and institutional settlement solutions. Nuvera Global Solutions Limited acts as the group holding and technology entity responsible for brand management, infrastructure development, and strategic coordination. Where regulated payment services are made available, such services are provided by separately incorporated and appropriately licensed group entities in accordance with applicable laws and pursuant to distinct contractual arrangements.

Website Purpose and Information

This Website provides general information regarding Nuvera's infrastructure model, technology capabilities, and global operating framework. Descriptions of products, APIs, settlement rails, virtual account capabilities, cross-border corridors, and related functionality reflect the group's intended service architecture and operational framework. Service availability may vary by jurisdiction and is subject to regulatory considerations, onboarding requirements, and execution of definitive agreements with the relevant contracting entity. Information provided on this Website is for general informational purposes only and should not be relied upon as a binding representation of service availability, regulatory status, or contractual commitment.

Client Engagement and Contracting Structure

Accessing this Website, submitting an enquiry, or communicating with Nuvera does not create a client relationship, fiduciary relationship, payment services agreement, or any regulated services arrangement. Any regulated services are provided only under separate written agreements entered into with the appropriately licensed group entity responsible for such services. Nuvera Global Solutions Limited does not itself hold client funds or execute payment transactions.

Intellectual Property

All content on this Website, including branding, trademarks, logos, text, graphics, API descriptions, documentation, software architecture descriptions, and other materials, is owned by or licensed to Nuvera and is protected by applicable intellectual property laws. No content may be reproduced, distributed, modified, transmitted, reused, downloaded, reposted, copied, or otherwise exploited without prior written consent.

Acceptable Use

You agree not to use the Website in any unlawful manner, attempt unauthorised access to systems or data, introduce malicious code, interfere with Website functionality, reverse engineer any component of the Website, or misuse proprietary materials. Nuvera reserves the right to suspend or restrict access where misuse is detected.

Disclaimer and Limitation of Liability

The Website is provided on an "as is" and "as available" basis. To the fullest extent permitted by law, Nuvera makes no representations or warranties regarding the accuracy, completeness, reliability, availability, or suitability of Website content or described infrastructure. Nuvera shall not be liable for any indirect, incidental, consequential, special, punitive, or business losses arising from use of the Website, reliance on Website content, or temporary unavailability. Nothing in these Terms excludes liability that cannot be excluded under applicable law.

Amendments

Nuvera may amend these Terms from time to time. Updated versions will be published on the Website with a revised effective date.

Governing Law and Jurisdiction

These Terms are governed by the laws of England and Wales. The courts of England and Wales shall have exclusive jurisdiction in relation to any dispute arising from or in connection with these Terms or use of the Website.

This Privacy Policy explains how Nuvera Global Solutions Limited, incorporated in England and Wales with registered number 16624852 and registered office at 128 City Road, London, EC1V 2NX, United Kingdom ("Nuvera", "we", "us", "our"), collects, uses, discloses, and protects personal data. This Policy applies to personal data collected through our Website, corporate communications, and business engagement channels.

Scope and Controller

For the purposes of the UK General Data Protection Regulation ("UK GDPR") and the Data Protection Act 2018, Nuvera Global Solutions Limited is the data controller in respect of personal data collected via the Website and related corporate interactions.

Categories of Personal Data

We may collect identification data (such as name and job title), contact data (such as business email address and telephone number), corporate information (such as company name, registration details, and jurisdiction), technical and usage data (such as IP address, browser type, device identifiers and website interaction data), and communications data (such as enquiry content and correspondence records). We do not intentionally collect special category personal data through the Website.

Legal Bases for Processing

We process personal data on the basis of legitimate interests in operating and developing our business, responding to enquiries, maintaining corporate relationships, ensuring network and information security, and protecting our infrastructure. We may process data on the basis of consent where required, including in relation to non-essential cookies or marketing communications. Processing may also occur where necessary to comply with legal obligations or in contemplation of entering into contractual arrangements.

Purposes of Processing

Personal data may be processed for responding to enquiries, evaluating potential partnerships, supplier and vendor management, corporate governance, risk management, fraud prevention, IT security, regulatory compliance, record-keeping, and improving Website functionality and performance. Where an individual subsequently enters into a regulated services agreement with a licensed group entity, additional processing may occur under that entity's privacy framework.

Data Sharing

We may share personal data with professional advisers, IT and cloud service providers, hosting and analytics providers, group entities within the Nuvera corporate structure, and regulatory authorities where required by law. All third parties are subject to appropriate confidentiality and data protection obligations. We do not sell personal data.

International Transfers

Given the international nature of our operations, personal data may be transferred outside the United Kingdom. Where such transfers occur, appropriate safeguards will be implemented, including the use of International Data Transfer Agreements, Standard Contractual Clauses, adequacy regulations, and appropriate technical and organisational measures.

Data Security

Nuvera implements appropriate technical and organisational measures designed to protect personal data against unauthorised access, accidental loss, alteration, disclosure, or destruction.

Data Retention

Personal data is retained only for as long as necessary to fulfil the purposes for which it was collected, including compliance with legal, regulatory, audit, and risk management obligations.

Data Subject Rights

Under UK GDPR, individuals have the right to request access, rectification, erasure, restriction, objection, and data portability where applicable, and to withdraw consent where processing is based on consent. Individuals also have the right to lodge a complaint with the Information Commissioner's Office.

Updates

Nuvera may update this Privacy Policy from time to time. Any revised version will be published on the Website with an updated effective date.